Recent Articles
Dec
10
2025
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Dec
06
2025
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
May
24
2024
24
2024
Agent Update - In the Long Term, Scarcity Drives Value
2022 took a 180 from the 2019-2021 ‘frenzy’ of refinancing and home purchases. Rate increases in 2022 led to a pause and a market adjustment of 10-30%+ (depending on region) compared to 2021. However, the past 2 months have shown a median value increase of 8%+. How can...
2022 took a 180 from the 2019-2021 ‘frenzy’ of refinancing and home purchases. Rate increases in 2022 led to a pause and a market adjustment of 10-30%+ (depending on region) compared to 2021. However, the past 2 months have shown a median value increase of 8%+. How can...
Oct
05
2023
05
2023
Agent Update - Best Financing Strategy for Residential Investors?
Agents: Over the past month or so I’ve had many Agents with clients in that 2-4 investment property owned scenario, have assets for the Larger Down Payment required but are now hitting a Debt to Ratio (DTI) wall. Why is this? As a pretty good...
Agents: Over the past month or so I’ve had many Agents with clients in that 2-4 investment property owned scenario, have assets for the Larger Down Payment required but are now hitting a Debt to Ratio (DTI) wall. Why is this? As a pretty good...