Recent Articles
Nov
08
2025
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
Nov
06
2025
06
2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...
Oct
29
2025
29
2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...
Oct
22
2025
22
2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
May
24
2024
24
2024
Agent Update - In the Long Term, Scarcity Drives Value
2022 took a 180 from the 2019-2021 ‘frenzy’ of refinancing and home purchases. Rate increases in 2022 led to a pause and a market adjustment of 10-30%+ (depending on region) compared to 2021. However, the past 2 months have shown a median value increase of 8%+. How can...
2022 took a 180 from the 2019-2021 ‘frenzy’ of refinancing and home purchases. Rate increases in 2022 led to a pause and a market adjustment of 10-30%+ (depending on region) compared to 2021. However, the past 2 months have shown a median value increase of 8%+. How can...