Agent Update - Best Financing Strategy for Residential Investors?

Agents:  Over the past month or so I’ve had many Agents with clients in that 2-4 investment property owned scenario, have assets for the Larger Down Payment required but are now hitting a Debt to Ratio (DTI) wall.  Why is this? 

As a pretty good in-general these clients have been using active W2 or 1099 income to support their combined payments.  At the same time they have been taking advantage of passive losses and have hit their limit.  Typically, this is in the 2-4 property owned range.  For this reason I am reposting my analysis         of Conventional vs. Non-QM (DSCR/Fix and Flip) and when to make the transition.

Hope this helps!  Any questions….248.891.8603

https://www.mortgage56.com/blog/agent-update-best-financing-strategy-for-residential-investors/

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